NRI Banking

Who are NRIs, PIOs and OCIs?

Individuals living overseas can be classified into three major categories — Non-Resident Indians (NRI), Persons of Indian Origin (PIO) and […]


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Safe Internet Banking Tips

What Is Phishing? ‘Phishing is an act of sending a fraudulent email, or creating a forged screen or pop up, […]


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Resident Foreign Currency – Resident Foreign Currency

Account Opening These accounts can be opened by returning NRIs/ PIOs to transfer balances held in NRE/ FCNR(B) accounts. RFC […]


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Portfolio Investment Scheme (PIS)

Portfolio Investment Scheme (PIS) is a scheme of Reserve Bank of India defined in Schedule 3 of Foreign Exchange Management […]


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NRO Account

NRO stands for Non Resident Ordinary Account Account Opening NRO accounts may be opened / maintained in the form of […]


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NRE Account

NRE stands for Non Resident External Account Account Opening NRE accounts may be opened/ maintained in the form of savings, […]


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Know Your Credit Card

Choosing and Using Credit Cards Which One is Best For Me Today you are presented with an array of credit […]


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Importance of Budgeting

Every month, I find I don’t have enough money; if the month were only 20 days long, budgeting would be […]


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Good Habits of Personal Finance

Manage your expenses so they don’t exceed your income. Spend money thinking of your future as well as your present. […]


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Financial Planning Tips

Assess Needs Evaluate your present financial situation. You need to decide what you WANT and what you NEED. Set Goals […]


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Budget Highlights - FY2020